Finyx Ledger is designed to feel calm and obvious — most freelancers find their footing in under ten minutes. This page covers the common questions new users have about setup, tracking income and deductions, recurring retainers, CSV import, iCloud sync, and year-end tax export.
If you need direct help, reach us at support@finyxorigin.com.
When you first open Finyx Ledger, you'll be guided through a short setup: choose your base currency, set an optional tax rate for take-home estimates, and decide whether to turn on iCloud sync. You can change all of these later from Settings.
Start with your base currency and a rough tax rate — even an estimate is enough for the dashboard to show a meaningful take-home number. You can refine the rate once you know your actual bracket. After that, add one or two past invoices so the dashboard has data to show.
Finyx Ledger runs on iPhone, iPad, and Mac. Layouts adapt per device — iPhone is quick-entry focused, iPad offers multi-pane trends, and Mac adds a full-window ledger with keyboard shortcuts. iCloud keeps everything in sync automatically.
Every income entry captures amount, client, category, date, invoice status, and currency. Mark an entry as invoiced, paid, or pending so outstanding amounts stay visible on the dashboard.
On iPhone, tap the plus button on the dashboard or use the Finyx Ledger widget. On Mac, use the keyboard shortcut ⌘N. Siri Shortcuts also let you add entries hands-free — "Hey Siri, log 500 dollars from Acme."
Yes. Tap any row in your ledger to edit amount, client, category, or status. Swipe left on iOS or right-click on Mac to delete. Deletions sync across your devices via iCloud.
Yes. Each entry is logged in its own currency and the exchange rate is captured at the time of entry. Your dashboard totals convert to your base currency using those snapshot rates, so later rate moves don't distort historical numbers.
Deductions are business costs that reduce your taxable income — SaaS subscriptions, advertising, hosting, equipment, travel, and more. Finyx Ledger subtracts them from your gross income before applying your tax rate, so take-home reflects the real math.
Finyx Ledger lets you log any business cost — the app doesn't make tax-law decisions. What's actually deductible depends on your jurisdiction and how you operate. When in doubt, log it and confirm with your accountant at year-end; the category tags make that conversation quick.
When you type a vendor name, Apple Intelligence quietly suggests a category based on patterns learned on-device. Nothing is sent to servers. You can accept, change, or ignore each suggestion — the model adapts to your corrections over time.
Retainers generate income on a schedule (weekly, monthly, quarterly). Recurring deductions handle predictable costs like Notion, hosting, and ads. Set them up once and Finyx Ledger creates each new entry when it's due.
From the dashboard, open the Recurring section and add a new retainer with client, amount, currency, and schedule. Each generated entry lands in your ledger as a normal income row, so you can still mark it paid or edit it individually.
Yes. Open the recurring entry and tap Pause to stop new entries without losing history, or End to stop it permanently. Past entries remain in your ledger.
Your tax rate lives in Settings. Net income is computed as (income − deductions) − tax on taxable amount, not a naive gross × rate. That's why the number you see reflects what you'll actually keep.
Settings → Tax Profile. You can set a single flat rate for simplicity, and update it whenever your bracket changes. Take-home on the dashboard recalculates immediately.
No — they're for planning, not filing. Finyx Ledger doesn't model local deductions, brackets, or filing statuses, and it isn't tax advice. Use the year-end summary as a clean starting point to hand to your accountant.
Migrating from a spreadsheet? Import income or deductions with fuzzy column mapping — Finyx Ledger tries to match your columns to date, amount, client or vendor, category, and notes automatically.
On Mac: File → Import CSV. On iOS/iPadOS: Settings → Import. Choose a file, confirm the column mapping, preview a few rows, and import. You'll be able to undo the import from the same screen if something looks off.
Standard comma-separated files from spreadsheets, bank exports, and most invoicing tools. Date formats are auto-detected. If a column can't be matched automatically, you'll be able to assign it manually before confirming the import.
It's shipping as part of the next Finyx Ledger update. Keep automatic App Store updates on, or check back here — we'll remove the "Coming soon" badge as soon as it's live.
Finyx Ledger is local-first. iCloud sync is optional and uses your own Apple account — there are no Finyx servers in the loop. Turn it on to keep iPhone, iPad, and Mac in sync; turn it off for single-device use.
Confirm you're signed in to the same Apple ID on each device and that iCloud Drive is enabled in System Settings → Apple ID → iCloud. Then open Finyx Ledger Settings → iCloud and make sure sync is turned on. A forced refresh is available at the bottom of that screen.
Apple encrypts iCloud data in transit and at rest. On-device, your data is protected by the same system-level encryption as the rest of your device — so a passcode, Face ID, or Touch ID is your first line of defense.
Premium users can generate a polished PDF year-end summary in one tap. It includes totals, a monthly breakdown, top clients, and top deduction categories — designed to hand directly to an accountant.
Open the dashboard, tap the year selector, and choose Export Year-End Summary. The PDF is generated on-device and can be saved to Files, AirDropped, or emailed.
Yes. Settings → Export offers CSV exports of income entries, deductions, and recurring schedules. These are plain files — open them in any spreadsheet app.
Finyx Ledger integrates with Siri Shortcuts, Home Screen widgets, Lock Screen widgets, and Control Center — so logging an invoice is one tap or one sentence away.
Open the Shortcuts app, tap the plus button, search for "Finyx Ledger," and pick an action like Log Income or Show Take-Home. Assign a phrase and you're done.
Free users get income tracking, deductions, retainers, Siri, and iCloud sync. CSV import arrives in the next update. Premium unlocks take-home projections, the year-end tax PDF, and weekly AI insight cards.
Settings → Premium. All purchases go through Apple, so you can restore across devices with Restore Purchases as long as you're signed in with the same Apple ID.
Subscriptions are managed by Apple. On iPhone/iPad: Settings → [your name] → Subscriptions → Finyx Ledger. On Mac: App Store → your profile → Subscriptions. Cancellation takes effect at the end of the billing period.
Your financial data never leaves your devices and your iCloud account. AI features use Apple Intelligence on-device where supported. Nothing is used to train third-party models.
Income entries, deductions, clients, categories, and tax inputs stay on your device and your iCloud. Optional diagnostics logs are local and never sent automatically. See the Privacy Policy for the full breakdown.
On-device AI features work offline on supported Apple devices. Where a device lacks on-device capability for a specific feature, that feature will indicate its requirements clearly before you run it.
Check three things: your tax rate in Settings, whether any recent entries are marked pending or invoiced instead of paid, and whether a deduction was miscategorized. If it still looks off, email support@finyxorigin.com with a screenshot.
Open the import history in Settings → Import and use Undo last import. Then re-import with duplicate detection enabled in the import options.
Open Settings → Siri & Search and confirm Siri is enabled for Finyx Ledger. Re-record the shortcut phrase in the Shortcuts app. If the phrase is similar to another app's, Siri may be routing it elsewhere.
Email support@finyxorigin.com with a short description of the issue, your device, and iOS/macOS version. Screenshots help a lot. We read every message.
Email us and we'll get back to you quickly. Include your device and OS version if the issue is technical.